• Are there late fees?

    No, there are no late fees if you miss a scheduled payment.
  • Disclosure Information

    Payment options are offered by Affirm and are subject to eligibility check and may not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111...
  • Have more questions?

    For questions about installment payments on Shop Pay, visit For questions about Shop Pay or the Shop App, visit
  • What if I make a return on a purchase made through installments with Shop Pay?

    If we process a refund, the refunded amount will be returned to your original payment method within 3-10 business days, and your balance will be updated. If your refund is less than your total purchase balance, it might not lower your next payment. Instead, you can expect fewer payments, a smalle...
  • What is the option to pay in installments on Shop Pay?

    When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments— no hidden or late fees. Rates from 0%-36% APR. Payment options through Shop Pay Installments, are ...
  • Which payment methods are accepted if I use the option to pay in installments on Shop Pay?

    The installments option on Shop Pay is available on debit and credit cards.